In today’s fast-paced cryptocurrency landscape, handling assets on different blockchains can become complicated. Leading Cross-Chain DeFi Wallets make this less challenging by providing safe, straightforward, and flexible methods for storing, swapping, and staking digital assets.
Users can engage with decentralized finance on Ethereum, Solana, BNB Chain, and other blockchains through a single dashboard.
For maximum safety and versatility, these wallets provide robust security, complete private key custody, and multi-chain wallets. Such resourceful wallets are a must for any contemporary crypto trader.
What is Cross-Chain DeFi Wallets?
With Cross-Chain DeFi Wallets, users can oversee and execute crypto transfers across diverse blockchains from a unified interface. Users can effortlessly stake, trade, and access DeFi opportunities across Ethereum, BNB Chain, Polygon, and Solana.
These wallets promote ease of use by minimizing transfer complexities, offering users unrestricted access to their private keys, and facilitating safe and streamlined cross-chain operations.
How To Choose the Top Cross-Chain DeFi Wallets?
Security Measures
Your chosen wallets should have strong encryptions, private keys, and backup recovery options to keep your cross-chain assets from hacks and unauthorized access.
Multi-Chain Compatibility:
For easy cross-chain transactions and access to a variety of DeFi ecosystems and assets, your wallets should enable multiple blockchains that include Ethereum, BNB Chain, Solana, and Polygon.
Non-Custodial Ownership
Your wallets should be non-custodial. This means you independently hold your private keys and determine whether your assets are safe from centralized control, custodial wallets, and exchange risks.
Interface Usage
Your wallets should be easy to use. Ease of managing, swapping, and staking your digital assets while complex techniques are involved should pass as friendly user interfaces and smooth navigation.
Built-in Functionality:
Your wallets should allow a direct entry to DeFi applications, NFT marketplaces, and DEXs, minimizing the hurdles you need to pass by connecting various wallets harmoniously.
Pricing and Charges
Assess wallets for competing nett fees, hidden fees, and swap fees. This allows you to determine the best combination of price and efficiency for each transaction.
Client Assistance:
Responsive client support is important. This ensures that the client’s problems are swiftly and effectively solved to continue hassle-free use of the wallet and keep operations smooth.
Reputation and Reviews:
Opt for wallets whose reliability has been verified and whose security audits are made publicly available. Ensure the wallets received overwhelmingly positive feedback and community support.
Key Point
| Wallet | Key Feature | Supported Chains / Assets |
|---|---|---|
| MetaMask | Browser & mobile wallet with dApp integration | Ethereum, Polygon, Binance Smart Chain, more |
| Trust Wallet | Mobile wallet with staking & built-in dApp browser | Ethereum, BSC, Solana, Avalanche, TRON |
| Coinbase Wallet | User-friendly with direct Coinbase exchange access | Ethereum, Polygon, Optimism, Avalanche |
| Ledger Nano X | Hardware wallet with top security | 5,500+ cryptocurrencies across multiple chains |
| Bitget Wallet | Integrated with Bitget exchange | Ethereum, BSC, Solana, Avalanche |
| Exodus Wallet | Multi-asset wallet with intuitive interface | Bitcoin, Ethereum, Litecoin, 200+ assets |
| Atomic Wallet | Cross-chain atomic swaps supported | 500+ coins including Bitcoin, Ethereum, ERC20s |
| Coinomi | Non-KYC, multi-chain support | 1,770+ coins and tokens |
| Phantom Wallet | Best for Solana & NFT support | Solana, Ethereum, Polygon, Bitcoin |
| Zengo Wallet | Keyless, cloud-based security | Ethereum, Bitcoin, Polygon, BSC, Solana |
1. MetaMask
Owning the title of the most popular non-custodial wallets, and helping users connect with Ethereum based and multichain DeFi applications, and as part of the Top Cross-Chain DeFi Wallets, MetaMask supports Ethereum and Binance Smart Chain, and Avalanche, and also Polygon, Arbitrum, Optimism, and custom EVM networks.

It charges the standard gas fees set by the networks. It is also custom tier, and software, privacy as well as user control are in focus for MetaMask, as users will have access to it as an app and as an extension, and it is non-custodial.
Cross chains with MetaMask, and complete ownership of cross chains, users have backup options with seed phrases, keys are encrypted, passwords are set, and passwords are also seed phrases.
MetaMask Key Details
- Type: Software (Web & Mobile)
- Supported Coins: Ethereum, BNB Chain, Polygon, Avalanche, Arbitrum, and EVM-based tokens
- Fees: County network gas fees
- Security: Password and encryption, private key, and seed phrase
Pros:
- Seamless connection to most DeFi platforms.
- EVM multi-chain support.
- Open-source, highly trusted, and user-rated.
Cons:
- Native support for non-EVM chains is restricted.
- Users unmanaged seed phrase/key, phish risk, and lock-ass.
- Weak phishing attack without precautions.
2. Trust Wallet
Acquired by Binance, Trust Wallet is customizable, easy to use, and a mobile wallet that is capable of supporting more than 10 million digital assets that span over 70 blockchains.
It is also considered one of the Top Cross-Chain DeFi Wallets and provides the ability to store, stake, and swap tokens across chains such as Ethereum, BNB Chain, Solana, and Polygon.

Even though the Trust Wallet is free, there are gas fees on the transactions as blockers milieu each chain. It is a non-custodial mobile wallet with enhanced security measures, on-device storage of private keys, and biometric access.
Trust Wallet is also a DApp for browsing across DeFi apps, NFTs, and staking pools, completing a decentralized ecosystem for cross-chain asset management.
Trust Wallet Key Details
- Type: Mobile Wallet (iOS & Android)
- Supported Coins: 70+ blockchains and 10M+ assets (BTC, ETH, etc.)
- Fees: Free wallet, network fees apply
and locally - Security: Biometric log, seed phrase, and private keys
Pros:
- Easiest wallet to use for new users.
- Integrated staking and DApp support.
- Cross-chain wallet.
Cons:
- No browser interface.
- No support for hardware wallets.
- Weak support.
3. Coinbase Wallet
Offered as independently and non-custodially operated, Coinbase Wallet supports a multitude of cryptocurrencies, NFTs, and DeFi protocols. It is one of the Top Cross-Chain DeFi Wallets as it provides access to Ethereum, Polygon, Avalanche, BNB Chain, and more.

Coinbase Wallet and Trust Wallet, have no wallet maintenance fees but, there are gas fees that are block chain specific for each transaction. It has a seamless user experience, and pair with Coinbase exchange for easy transfers.
In terms of security, the user has biometric access, recovery passes are cloud backed, and there is complex encryption. It is stand-alone DeFi system but also holds multiple cross chains to accommodate simplicity for novice users, while also meeting advanced turnover uses.
Coinbase Wallet Key Details
- Type: Software (Web, iOS, Android)
- Supported Coins: ETH, BTC, SOL, MATIC, BNB, AVAX, and more
- Fees: No wallet fee, network fees apply
- Security: Encrypted cloud backup, biometric login, user-controlled keys
Pros:
- Smooth integration with Coinbase exchange
- Strong security and user reputation
- NFT and DeFi DApp support
Cons:
- Custodial confusion (different from Coinbase app)
- Limited non-EVM chain support
- Slightly higher swap fees than peers
4. Ledger Nano X
For cold storage Ledger Nano X is a leading hardware wallet protecting over 5,500 cryptocurrencies, Bitcoin, Ethereum, and a number of altcoins. For Top Cross-Chain DeFi Wallets Ledger offers superior offline security while connecting to DeFi apps via Ledger Live and third-party apps, including MetaMask.

There are no wallet transaction fees; only network gas fees apply. As a hardware wallet, it offers Bluetooth mobile use, a protective PIN, and 2FA. Its EAL5+ secure chip offers offline storage of private keys, which protects users from phishing and malware while providing DeFi multi-chain access.
Ledger Nano X Key Details
- Type: Hardware Wallet
- Supported Coins: 5,500+ assets (BTC, ETH, XRP, ADA, SOL, etc.)
- Fees: One-time device cost + network fees
- Security: Secure chip (EAL5+), PIN code, offline key storage
Pros:
- Highest level of offline security
- Bluetooth and USB connectivity
- Integrates with Ledger Live & MetaMask
Cons:
- Expensive compared to software wallets
- Setup may be complex for beginners
- Requires physical device for transactions
5. Bitget Wallet
Bitget Wallet (formerly BitKeep) is a multi-chain DeFi wallet that is compatible with 250,000+ crypto assets and over 90 blockchains. As one of the Top Cross-Chain DeFi Wallets it offers built-in NFT swap, cross-chain swap, and staking services. Bitget Wallet is a non-custodial wallet and users own their private keys.

There are standard blockchain fees and minimum fees on certain swaps. It works directly with major DEXs, cross-chain trading, portfolio tracking, and DeFi participation are done via one interface. For security is biometric login, crypto key encryption, and local key storage.
Bitget Wallet Key Details
- Type: Software (Mobile & Web)
- Supported Coins: 250,000+ tokens, 90+ blockchains
- Fees: Network fees + small swap service fee
- Security: Local key storage, biometric lock, encrypted backup
Pros:
- Supports DeFi, NFTs, and DEX trading
- Multi-chain bridge and swap functionalities
- Elegant and intuitive interface
Downsides
- A more recent rebranding (BitKeep → Bitget) might be unclear to some
- Fewer fiat options
- Smaller customer support compared to bigger wallets.
6. Exodus Wallet
Exodus Wallet is a desktop and mobile wallet that supports over 350 cryptocurrencies including Bitcoin, Ethereum, Solana, and Cardano and is attractive and easy to use for beginners.
It is listed under Top Cross-Chain DeFi Wallets because it allows built-in swaps over several networks. Exodus also has small spreads (usually 2-5%) on swaps along with blockchain fees.

As a non-custodial software wallet, it focuses on user privacy and security by password and 12-word recovery phrases.
For additional security, Exodus is compatible with Trezor hardware wallets. Exodus is an excellent choice for users with cross-chain assets because of its beautiful interface and DeFi integration.
Exodus Wallet Key Details
- Type: Software (Desktop & Mobile)
- Supported Coins: 350+ assets (BTC, ETH, ADA, SOL, etc.)
- Fees: 2-5% on swap fee spreads + gas fees applicable
- Security: Private keys are password protected, seed phrases.
Pros:
- Very good interface and built-in exchange
- Integrates with Trezor hardware wallet
- Customer support is top notch.
Cons:
- Software is closed-source.
- Swap fees are too high.
- No native 2FA feature.
7. Atomic Wallet
Atomic Wallet is a decentralized multi-asset wallet that allows users to control more than 1,000 cryptocurrencies including Bitcoin, Ethereum, and Polkadot. Atomic Wallet is included in Top Cross-Chain DeFi Wallets because of its cross-chain atomic swaps and integrated staking for several coins.

There are no registration fees; however, customers will need to pay for swap spreads and network gas fees. As a non-custodial wallet, Atomic Wallet secures private keys in the user’s device, and also shares no user information.
The system is also secured with encryption and backup phrases. Atomic Wallet is designed for users with multi-chain access who wish to control their assets completely.
Atomic Wallet Key Details
- Type: Software (Desktop & Mobile)
- Supported Coins: 1,000+ assets (BTC, ETH, DOT, LTC, etc.)
- Fees: network fees + exchange spreads
- Security: Private keys kept encrypted, backup recovery phrase, and seed.
Pros:
- Support for built-in atomic swaps and staking.
- Simple and non-custodial.
- No KYC is required for use.
Cons:
- No integration for hardware wallets.
- Support is limited.
- Updates are infrequent and delivered slowly.
8. Coinomi
Coinomi is one of the industry’s oldest multi-chain wallets, having supported over 1,700 blockchain assets and 125 blockchains. Featured as one of the Top Cross-Chain DeFi Wallets, Coinomi allows effortless token swaps and provides access to several DeFi services.

Coinomi does not charge wallet or custody fees; users only pay the blockchain gas fees. As a non-custodial wallet available on mobile and desktop, Coinomi provides military-grade encryption, IP anonymization, and does not perform KYC.
Coinomi provides cross-chain and privacy for Bitcoin, Ethereum, Litecoin, and other altcoins. Due to its proven reliability and security for multi-asset wallets, Coinomi is a great pick in decentralized finance.
Coinomi Key Details:
- Type: Software (Mobile & Desktop)
- Supported Coins: 1,700+ assets, 125 blockchains
- Fees: There are no wallet fees – just network charges.
- Security: There is strong encryption, IP anonymization, and seed phrase recovery.
Pros:
- Excellent reputation and history since inception.
- Excellent privacy protection.
- Supports an enormous range of assets.
Cons:
- There is no open-source code.
- The UI is outdated relative to many modern wallets.
- There are no fiat purchase options.
9. Phantom Wallet
Phantom Wallet was initially built for Solana, and has now expanded to support Ethereum and Polygon, providing increasing cross-chain capabilities. As part of the Top Cross-Chain DeFi Wallets, Phantom provides users with DeFi app connectivity, NFT management, token staking, and other features.

Phantom Wallet is free to use, and users only pay for blockchain transactions. Wallet custody is not performed as Phantom is a non-custodial browser and mobile wallet. The Phantom Wallet’s risk management features include biometric access, password protection, and encryption.
It is one of the most popular Phantom Wallets for cross-chain DeFi users, given its effortless usability and high transaction speeds, especially for the Solana and EVM-compatible environments.
Phantom Wallet Key Details
- Type: Software (Browser & Mobile)
- Coins: SOL, ETH, MATIC, and SPL tokens.
- Fees: Standard blockchain fees.
- Security: Password protection, biometric access, and local key encryption.
Pros:
- Lightweight and fast. There is beginner-friendly software.
- Excellent NFT integration and DeFi integration with Solana.
- Supports Ethereum and Polygon.
Cons:
- Support is still very limited outside of Solana and EVM.
- There is no hardware integration for it as of now.
- Mobile capabilities still being developed.
10. Zengo Wallet
Zengo Wallet prides itself on a unique, innovative, keyless security system built on cutting-edge MPC (Multi-Party Computation) technology. Incorporating Zengo Wallet in Top Cross-Chain DeFi Wallets is justified, as it accommodates major assets such as Bitcoin, Ethereum, Polygon, and Binance Smart Chain.

Zengo Wallet has no concealed costs, but the usual gas and conversion fees are chargeable. As a mobile, non-custodial wallet, it has biometric verification, 3FA security, and encrypted cloud backups. Staking, DeFi access, and crypto purchases are provided in the Zengo Wallet app.
Thanks to innovative keyless systems, it is no longer possible to lose a wallet by fogetting a seed phrase, Zengo Wallet is one of the most secure and user-friendly cross-chain DeFi wallets on the market.
Zengo Wallet Key Details
- Type: Mobile Wallet (iOS & Android)
- Coins: BTC, ETH, BNB, MATIC, AVAX, etc.
- Transfers: Network fees and small swap or spread charges.
- Security: Keyless MPC tech, Three-Factor Authentication, biometric protection, and encrypted cloud backup.
Pros:
- You can not lose your seed phrase.
- Designed for high trust, and secure use on your mobile devices.
- Access to inbuilt staking and DeFi.
Cons:
- Currently, the services are only available on mobile devices and there is no desktop version.
- Limited blockchains can be used.
- For authentication, you must be online, as no offline mode is available.
Are DeFi Wallets Safe?
DeFi wallets can be safe when used responsibly. Hardware wallets are the safest option because they store the assets offline. Reputable software wallets can be safe too as long as they are properly managed.
Use only trusted wallet providers. Keep your recovery seed private. Activate all security features. Verify every transaction to minimize the chances of hacks and scams.
Conclusion
To summarize, the best cross-chain DeFi wallets have the right mix of security, adaptability, and cross-chain capabilites for a crypto user today.
Cross-chain wallets make it easy to manage, swap, and stake, and control private keys for assets across Ethereum, Solana, BNB Chain, etc.
Selecting a reputable, secure, easy to use DeFi cross-chain wallet allows risk averse DeFi users to move through the DeFi space with a great amount of confidence.
FAQ
A Cross-Chain DeFi Wallet is a digital wallet that allows users to manage, store, and transfer cryptocurrencies across multiple blockchains in one platform, enabling seamless interaction with DeFi apps and NFT platforms.
Yes, they are safe when using trusted wallets. Hardware wallets offer the highest security, while software wallets remain secure if private keys are managed properly and recovery phrases are kept confidential.
Some of the top options include MetaMask, Trust Wallet, Coinbase Wallet, Ledger Nano X, Bitget Wallet, Exodus Wallet, Atomic Wallet, Coinomi, Phantom Wallet, and Zengo Wallet.
Wallets themselves are usually free, but transactions incur network or gas fees. Some wallets may also charge small swap or conversion fees when exchanging tokens within the wallet.
Yes, top Cross-Chain DeFi Wallets support multiple blockchains like Ethereum, BNB Chain, Solana, Polygon, and Avalanche, allowing seamless transfers and DeFi participation across networks.












