Best Crypto Payment Gateway & Processor platforms provide merchants with an easy way to support payments in cryptocurrencies, including Bitcoin, Ethereum, and stablecoins. Cross-border payments are instant, and transaction fees are minimal.
Payment gateways are outfitted with automated invoicing and eCommerce integrations for easy crypto-coin-agnostic commerce.
Multi-coin support means different currencies can be used to pay invoices, eCommerce purchases, and other crypto-coin-agnostic commercial transactions. These tools enable commerce and place merchants as early crypto adopters.
What is a Crypto Payment Gateway platform?
Platforms for crypto payment gateways function as intermediaries which allow businesses to accept Bitcoin, Ethereum, and other cryptocurrencies as payment for goods and services.
Such platforms supply the foundational infrastructure and tools businesses need to add crypto payment alternatives on their websites or e-commerce shops.
They take care of handling the payment transactions in crypto and, if requested, the conversion to fiat currencies, providing safe and smooth transactions for the merchants and their clients.
Key Point
| Platform | Key Features | Supported Cryptocurrencies |
|---|---|---|
| NOWPayments | Non-custodial crypto payments, automatic coin conversion, API & plugins for eCommerce, supports donations and invoices. | 250+ cryptocurrencies including BTC, ETH, LTC, and USDT. |
| CryptoPay | Offers crypto debit cards, wallet services, merchant tools, and instant conversion to fiat. | BTC, ETH, LTC, and XRP. |
| BitPay | Established payment processor, fiat settlement, invoice tools, and email billing support. | BTC, BCH, ETH, DOGE, and stablecoins. |
| Coinbase Commerce | Easy integration, automatic conversion to fiat, supports multi-signature wallets, and hosted checkout pages. | BTC, ETH, USDC, and LTC. |
| PayPal | Mainstream payment gateway supporting crypto buy, sell, and checkout with PayPal accounts. | BTC, ETH, LTC, and BCH. |
| Binance Pay | Zero-fee global crypto payments, instant transfers, supports QR codes and Binance ecosystem. | 200+ coins via Binance Wallet. |
| DePay | Decentralized payment gateway using Web3 wallet-to-wallet transactions, supports DeFi integrations. | 100+ ERC-20 and BSC tokens. |
| CoinGate | Accepts multiple cryptos, instant or delayed settlements, gift cards, and eCommerce plugins. | 70+ cryptos including BTC, ETH, and XRP. |
| CoinPayments | Long-running gateway, supports plugins, mass payments, and conversion tools. | 2,000+ cryptocurrencies supported. |
1. NOWPayments
NOWPayments is a non-custodial crypto payment processor specializing in seamless global transactions. It covers more than 250 cryptocurrencies in payment transactions and accepts BTC, ETH, LTC, and USDT.
Merchants get the flexibility to settle payments in various fiat currencies (USD, EUR, and GBP) and the payment processors have low merchant fees of about 0.5%–1% per transaction.
NOWPayments also provides extensive eCommerce integrations with WooCommerce, Shopify, and Magento, enabling businesses to accept crypto directly at the checkout.
It supports automated invoicing and merchants can efficiently send their crypto invoices. With these features, NOWPayments can be classified as one of the Best Crypto Payment Gateway & Processor to help businesses grow.
NOWPayments Key Features:
- Accepts 250+ cryptocurrencies including BTC, ETH, LTC, and USDT.
- Automatic conversion of crypto to fiat.
- Non-custodial wallet system.
- Integrations for eCommerce (WooCommerce, Shopify, Magento).
- Support for recurring payments and donations.
Pros:
- Low transaction fees (0.5%-1%).
- Seamless integration with major eCommerce platforms.
- Transactions are fast and secure.
- Recurrent payment support.
Cons:
- Comparatively, traditional gateways have limited fiat payout options.
- Customer support is slow during high demand.
2. CryptoPay
CryptoPay offers services for both consumers and merchants, such as crypto wallets, debit cards, and payment processing. It deals with the most popular crypto coins: BTC, ETH, LTC, and XRP.
It settles crypto wallets with the most popular fiat wallets: USD, EUR, and GBP. Merchant transaction fees are around 1%, which is quite reasonable for small and medium businesses.
CryptoPay integrates with eCommerce platforms and offers custom invoicing solutions so merchants can bill their clients directly in crypto.
Because of the combination of wallet services and payment tools, CryptoPay is awarded as one of the Best Crypto Payment Gateway & Processor for business versatility.
CryptoPay Key Features:
- Accepts BTC, ETH, LTC, and XRP.
- Provides crypto wallets and debit cards.
- Automatic conversion of fiat.
- Merchant invoicing and reporting tools.
Pros:
- Versatile tools for both merchants and consumers.
- Competitive fees of about 1%.
- Invoicing and reporting are easy.
Cons:
- Fewer integrations with major eCommerce platforms.
- Smaller user base in comparison with BitPay or Coinbase.
3. BitPay
As one of the most veteran players in the crypto payment processing space, BitPay offers well designed processor tools for merchants as well as invoice management systems. BitPay works with BTC, BCH, ETH, DOGE, and a selection of stablecoins and merchants can choose to settle wallets with USD, EUR, GBP, and other fiat currencies.
Merchant transaction fees are 1% and the platform has reliable eCommerce integrations with popular services such as Shopify, WooCommerce, and Magento. Increased service range with email billing, payment buttons, and POS integrations placed BitPay as the Best Crypto Payment Gateway & Processor for both online and physical businesses.
BitPay Key Features
- Accepts BTC, BCH, ETH, DOGE, and stablecoins.
- US, EUR, and GBP fiat settlement.
- eCommerce integrations: Shopify, WooCommerce, and Magento.
- Support for email invoicing and point-of-sale.
Pros:
- Established and trusted platform.
- Comprehensive tools for merchants.
- Automatic conversion to fiat currency.
Cons:
- Fees might be slightly higher than other options (1%).
- Fewer cryptocurrencies available than other multi-coin platforms.
4. Coinbase Commerce
Coinbase Commerce makes it possible for merchants to receive cryptocurrency payments right into their crypto wallets, with no need for a middleman. It accepts BTC, ETH, LTC, and USDC and crypto payments can be settled in USD and EUR.
In terms of fees, Coinbase Commerce has no direct fees for merchants although network fees will still apply. The platform has convenient eCommerce integrations with Shopify, WooCommerce, and BigCommerce, and also has automated client invoicing.
Due to its ease of use and security, Coinbase Commerce remains one of the Best Crypto Payment Gateway & Processor for businesses wanting to accept crypto payments seamlessly.
Coinbase Commerce Key Features
- BTC, ETH, LTC, USDC supported.
- No direct merchant fees, only network fees are applicable.
- Compatible with Shopify, WooCommerce, and BigCommerce.
- Automated invoicing and hosted checkout pages.
Pros:
- Excellent platform for beginners.
- No-custodian and safe.
- No direct fees.
Cons:
- Fewer cryptocurrencies to choose from.
- No fiat payouts available from Coinbase accounts.
5. PayPal
PayPal has expanded its services to crypto payments, allowing merchants to receive payments in BTC, ETH, LTC, and BCH and settle them in major fiat currencies including USD, EUR, and GBP.
With regards to merchant fees, they typically fall within the range of 2.9% + fixed fee per transaction.
It also seamlessly integrates with standard eCommerce platforms and provides invoice solutions, making it convenient for businesses to accept crypto payments.
Given its widespread adoption and popularity, PayPal can be considered one of the Best Crypto Payment Gateway & Processor solutions for businesses dealing with a combination of digital and traditional currencies.
PayPal Key Features
- BTC, ETH, LTC, BCH supported.
- Direct fiat settlements in USD, EUR, and GBP.
- Direct integration with PayPal checkout.
- Recurring payments and invoicing.
Pros:
- Wide adoption and highly trusted.
- Simple for current PayPal merchants.
- Supports hybrid payments.
Cons:
- High transaction fees (2.9% + fixed fee of 2.9%).
- Limited control over crypto, and no external crypto transfers.
6. Binance Pay
Binance Pay is a no-fee payment platform for crypto transactions across the Binance ecosystem. It allows users to transact using more than 200 cryptocurrencies and settle accounts in USD, EUR, and other fiat currencies.
It is attractive to businesses because merchant fees are 0%. Seamless merchant transactions are made possible by Binance Pay’s integration with eCommerce platforms and the provision of invoice generation and QR code payment options.
Because of its global reach and zero-fee policy, Binance Pay is the best crypto payment gateway and processor for cross-border eCommerce.
Binance Pay Key Features
- 200+ cryptocurrencies supported.
- No transaction fees.
- eCommerce integration and QR code payments.
- Settlements with Binance Wallet.
Pros:
- Full freedom from fees.
- Instant transfers.
- Many cryptocurrencies available.
Cons:
- Transfers only in the Binance ecosystem.
- Service may be interrupted.
7. DePay
DePay is a decentralized payment processor that allows merchants and users to transact directly with no intermediaries. It supports more than 100 ERC-20 and BSC tokens, and fiat currency settlements are possible depending on the integrated exchanges or conversions.
DePay’s merchant fees are variable and generally lower than those of traditional processors, and it integrates with dApps and eCommerce platforms via Web3 plugins. Merchants are able to perform automated crypto invoicing, which allows for fully on-chain systems.
Because of these features, DePay is the best crypto payment gateway and processor for businesses targeting DeFi and decentralized commerce.
DePayKey Features
- Web3 wallet-to-wallet payments.
- 100+ ERC-20 and BSC tokens supported.
- dApps and eCommerce Web3 platforms integration.
- Automated invoicing crypto.
Pros:
- Secure and decentralized.
- Lower transaction fees.
- Complete on-chain payments.
Cons:
- Limited support for fiat.
- Technical knowledge needed for integration.
8. CoinGate
CoinGate offers flexible crypto payment options whatever the size of your business. It processes more than 70 cryptocurrencies including BTC, ETH, XRP, and LTC and settles in USD, EUR, and other major fiat currencies. For every transaction, the merchant fees start with 1%.
The company provides eCommerce integrations compatible with Shopify, WooCommerce, and Magento, and also supports invoicing, POS systems.
The ability to accept gift card payments and perform mass payouts elevates CoinGate to the status of Best Crypto Payment Gateway & Processor for the variety of options it offers merchants.
CoinGate Key Features
- 70+ cryptocurrencies supported.
- Fiat in USD, EUR, and GBP.
- eCommerce integrations: Shopify, WooCommerce, and Magento.
- Invoice generation and POS supported.
Pros:
- Many payment options.
- Mass payouts and gift cards support.
- Invoicing is simple.
Cons:
- Merchant fees (~1%) higher than competitors.
- Coin selection is limited compared to CoinPayments.
9. CoinPayments
CoinPayments has been operating for many years and offers crypto payment facilities for over 2,000 cryptocurrencies. It supports fiat transactions in USD, EUR, and other currencies, with transaction fees for merchants being in the range of 0.5% and 1%.
CoinPayments offers integrations for a number of eCommerce systems, including WooCommerce, Shopify, and Magento, and also supports invoice generation and multi-wallet features.
Such extensive crypto coverage combined with powerful merchant features justifies CoinPayments being ranked as a Best Crypto Payment Gateway & Processor for businesses wanting to accept crypto payments worldwide.
CoinPayments Key Features
- 2,000+ cryptocurrencies supported.
- Fiat in major currencies.
- eCommerce integrations: WooCommerce, Shopify, Magento.
- Multi-wallet support and invoicing.
Pros:
- Extensive cover in crypto.
- Advanced merchant tools.
- Trusted reputation.
Cons:
- Interface is outdated.
- Fees on higher side (0.5%-1%).
Why Offshore Gateways Are Your Best Choice for Payment Processing
Among the various options in the rapidly developing ecosystem of cryptocurrency, offshore payment gateways are increasingly recognized by users in need of safekeeping, flexibility, and global compatibility as one of the best alternatives to processing payments in a secure cryptocurrency ecosystem.
Offshore gateways provide increased discretion, less stringent compliance, and greater flexibility in transactions. Utilization of these gateways provides businesses the opportunity to avoid complicated compliance pertaining to seamless cross-border payments and access the global net of cross-border finance.
Unlocking Opportunities: Expanding Cryptocurrency Usage
The marketplace for cryptocurrency payments is transforming in new and innovative ways, with more to come. Offshore payment gateways can take advantage of the new opportunities to help their customers remain competitive in the fast-evolving world of digital payments.
Decentralized finance (DeFi)
DeFi is a way of lending, borrowing, and yield farming that is becoming pervasive in traditional finance through the use of smart contracts. Businesses can offer innovative payment gateways that allow clients to pay through DeFi services. This opens new opportunities for businesses to innovate and offer flexible
Incorporating NFTs into Payment Systems
Non-fungible tokens have changed how we view art, gaming, and entertainment. Offering payment solutions with NFTs allows companies to earn revenue from digital assets, interact with clients differently, and access high-potential and emerging markets.
Improvements to Cross-Border Payment Processes
Businesses can avoid the usual banking overheads, as well as the time and costs involved with international payments by using offshore crypto gateways. Businesses can seamlessly optimize their international operations with the speed, security, and economical nature of crypto transfers.
Conclusion
For businesses looking to enter the digital economy, selecting an appropriate crypto payment gateway and crypto payment processor is vital. The crypto payment processors and crypto payment gateways from NOWPayments, CryptoPay, BitPay, Coinbase Commerce, PayPal, Binance Pay, DePay, CoinGate, and CoinPayments offer businesses reliable and flexible crypto payment processor solutions.
Each of these crypto payment gateways features unique benefits for businesses, such as multi-coin support, fiat settlement, low fees, and easy eCommerce integrations. This makes it possible for businesses to improve their global presence and offer customers new ways to pay.
The choice of a reliable crypto payment gateway ensures that businesses enjoy low friction crypto payment processor transactions , increase customer confidence, and remain competitive in the crypto economy.
FAQ
A crypto payment gateway is a platform that allows businesses to accept cryptocurrencies like Bitcoin, Ethereum, or stablecoins as payment. It acts as a bridge between the customer’s crypto wallet and the merchant, offering features such as conversion to fiat, invoicing, and integration with eCommerce platforms.
Using a crypto payment processor enables businesses to accept global payments with lower transaction fees, faster settlement times, enhanced privacy, and access to a wider customer base interested in digital assets.
Most gateways support major coins such as BTC, ETH, LTC, USDT, and some also handle DOGE, XRP, and stablecoins. Platforms like CoinPayments and NOWPayments support hundreds or even thousands of cryptocurrencies.
Yes. Platforms like BitPay, NOWPayments, and CoinGate offer automatic conversion to fiat currencies like USD, EUR, and GBP, allowing merchants to avoid crypto volatility.
Fees vary by platform, ranging from 0% (Binance Pay) to 1%-2.5% per transaction on other gateways. Some platforms, like Coinbase Commerce, only charge network fees without additional merchant fees.