This article will research the Best Platforms for Embedded Crypto. Due to the rapid growth of Web3 and other digital payment methods, businesses need to have crypto integrations that are embedded and seamless.
The right platform, from fiat-to-crypto payment gateways to innovative contract solutions, can streamline processes, maintain compliance, and improve user experience. Let’s discuss the leading solutions that are available today.
How To Choose The Best Platform For Embedded Crypto:
Assess Your Business Needs
Identify if you require fiat-to-crypto gateways, crypto wallets, NFT capabilities, or token launch capabilities. Your option is based on whether the platform is payment-oriented, DeFi-related, or Web3-focused.
Check Regulatory Compliance
Ensure the platform implements KYC/AML processes and holds all necessary licenses in the regions where you operate. Minimizing legal liability is a crucial stakeholder confidence value proposition.
Payment Method Support
Identify platforms that have widespread access to payment methods, including credit/debit cards, bank payments, Apple/Google pay, and other country-specific gateways.
Supported Cryptocurrencies
Select a platform that supports the tokens your users want to interact with. Some platforms are designed for stablecoins, while others cover multiple tokens across blockchains.
Security Features
Look for options with fraud protection, escrow, smart contract, and secure API capabilities. The more users trust your platform with their funds, the more they will transact on the platform.
Developer Integration
Determine the level and quality of API, SDK, and platform documentation to enhance the integration experience to their apps, wallets, or marketplaces.
Transaction Speed & Fees
Total the time needed to process, pay, and settle for the entire value chain. Rapid and costless transactions will be more appealing to users.
Key Points
| Platform | Key Point |
|---|---|
| Wyre | Provides crypto-to-fiat on/off-ramps, developer APIs, and global payout solutions. |
| MoonPay | Popular fiat-to-crypto gateway supporting cards, bank transfers, and Apple/Google Pay. |
| Ramp Network | Non-custodial fiat-to-crypto payments API integrated into many dApps and wallets. |
| Transak | Global Web3 payments infrastructure supporting 100+ tokens and compliance-first onboarding. |
| Simplex | Licensed EU financial institution offering fraud-protected fiat-to-crypto processing. |
| Stripe Crypto APIs | Enables businesses to accept crypto payments and supports payouts in stablecoins. |
| Coinbase Pay | Seamless crypto funding tool integrated with Coinbase wallets and exchange ecosystem. |
| Banxa | Regulated fiat-to-crypto payments provider with AML/KYC compliance and multiple pay options. |
| Mercuryo | All-in-one payment ecosystem supporting fiat-to-crypto, wallets, and B2B payment APIs. |
| Seedify | Leading crypto launchpad and incubator for blockchain gaming and metaverse projects. |
| TrustSwap | Provides smart contract services, token launches, and escrow solutions for crypto projects. |
10 Best Platforms for Embedded Crypto
1. Wyre
Wyre is a foremost provider of crypto infrastructure with APIs for payments, fiat-to-crypto conversion, and global payouts. Established in 2013, it specializes in enabling firms to integrate cryptographic services into their software applications.
Its payment processing is versatile and supports 50-plus fiat currencies, debit and credit cards, ACH, Apple Pay and Google Pay. Compliance, fraud, and liquidity solutions are provided with confidence in over 100 countries.
Developers leverage Wyre for cross-border payments, NFT marketplaces, and wallet funding. Its regulated documents and operations, as well as robust developer documentation, make Wyre an attractive partner for embedded crypto finance.
| Feature | Details |
|---|---|
| Founded | 2013 |
| Core Service | Fiat-to-crypto on/off-ramps & developer APIs |
| Supported Regions | 100+ countries |
| Payment Methods | Credit/Debit Cards, ACH, Apple Pay, Google Pay |
| Cryptos Supported | 50+ |
| Key Strength | Global payouts, compliance, liquidity for apps/wallets |
| Ideal For | Wallets, NFT marketplaces, cross-border apps |
2. MoonPay
MoonPay is a popular payment gateway that was established in 2019 and supports the purchase of cryptocurrency via credit and debit cards, bank transfers, and Apple and Google Pay. It works in over 160 countries and supports over 80 cryptocurrencies.
It easily integrates with wallets, NFT platforms, and exchanges. It has also gained a reputation in the industry for rapid KYC onboarding, ease of use, and high approval rates. Its embedded crypto payment solution is one of the most popular since it works with companies such as OpenSea and Bitcoin.com.
It has a strong focus on fraud and compliance, in addition to user-experience focus, which makes it a great cryptocurrency payment solution for companies who wish to integrate the payment system in a short amount of time.
| Feature | Details |
|---|---|
| Founded | 2019 |
| Core Service | Fiat-to-crypto payment gateway |
| Supported Regions | 160+ countries |
| Payment Methods | Cards, Bank Transfer, Apple/Google Pay |
| Cryptos Supported | 80+ |
| Key Strength | Fast KYC onboarding, high approval rates |
| Ideal For | Exchanges, wallets, NFT marketplaces |
3. Ramp Network
Founded in 2018, Ramp Network is a non-custodial fiat-to-crypto gateway that allows developers to embed direct crypto purchases within their apps and wallets. It supports 40+ fiat currencies, 90+ cryptos, and is available in over 150 countries.
Ramp rests comfortably on instant and low-friction transactions, eliminating the need for user fund custody, which enhances compliance and user fund security. It is incorporated in systems such as Brave, Ledger, and Axie Infinity. Ramp is unique in offering regulatory licensing in the UK and EU, as well as in providing integrated payment solutions.
It is developer-friendly due to its easily accessible SDKs and APIs, and is custodial-free, which is a testament to its transparency and exemplary reputation as a crypto-infrastructure provider.
| Feature | Details |
|---|---|
| Founded | 2018 |
| Core Service | Non-custodial fiat-to-crypto gateway |
| Supported Regions | 150+ countries |
| Payment Methods | Cards, Bank Transfers, Localized Methods |
| Cryptos Supported | 90+ |
| Key Strength | Non-custodial, licensed in UK & EU |
| Ideal For | dApps, wallets, DeFi integrations |
4. Transak
Transak started in 2019 and, over the past five years, has become a payments infrastructure provider in Web3, enabling seamless transitions of funds between crypto and fiat in over 150 countries worldwide.
They support more than 100 tokens and over 75 different blockchains. They allow payments via cards, UPI, bank transfers and mobile wallets depending on the users’ country. Transak is integrated in a number of finance platforms and wallets, such as MetaMask and Aave, dApps, and DeFi.
One of the fundamental reasons for their successful growth is their compliance standards for Payment Services Directive, KYC, and AML laws, regulatory licenses, and integrated local payment services.
These factors also tremendously help their developers who have access to flexible SDKs and APIs. Transak also helps businesses target emerging markets. One of the most dependable advanced crypto payment platforms is Transak.
| Feature | Details |
|---|---|
| Founded | 2019 |
| Core Service | Web3 payments infrastructure |
| Supported Regions | 150+ countries |
| Payment Methods | Cards, Bank Transfer, UPI, Mobile Wallets |
| Cryptos Supported | 100+ across 75+ blockchains |
| Key Strength | Localized payments, strong compliance |
| Ideal For | Wallets, DeFi apps, NFT platforms |
5. Simplex
Now part of Nuvei, Simplex was founded in 2014 and is a licensed financial institution in the EU. They specialize in processing payments from fiat to crypto, offering over 100 cryptocurrencies for users to access via bank transfers, Apple Pay, and debit and credit cards.
Simplex is a market leader in global compliance due to their know your customer, chargeback, and fraud prevention policies, making them a popular crypto service provider. Their services support several wallets and crypto platforms such as Binance, Ledger, and BitPay.
Simplex has a high reputation as a financial bridge between crypto and traditional banking as a result of their high transaction approval rates. Their trust for regulatory authorities and their global crypto operations has made them a market leader in fraudless fiat to crypto services.
| Feature | Details |
|---|---|
| Founded | 2014 (Acquired by Nuvei in 2021) |
| Core Service | Fiat-to-crypto processing |
| Supported Regions | Global (licensed in EU) |
| Payment Methods | Debit/Credit Cards, Bank Transfer, Apple Pay |
| Cryptos Supported | 100+ |
| Key Strength | Fraud prevention, chargeback protection |
| Ideal For | Exchanges, wallets, payment processors |
6. Stripe Crypto APIs
Stripe is a leading payment processor that has crypto APIs to help its business clients accept crypto payments and crypto-enabled stablecoin payouts. Stripe Crypto APIs were launched in 2014 and relaunch in 2022 due to their popularity.
They also help users buy crypto with fiat using various debit and credit card payment systems and Apple Pay. Stripe’s focus on regulatory compliance, fraud detection, and their robust and flexible infrastructure is targeted on business customers.
Stripe’s global USDC network and secondary market for stablecoins help companies in digital asset acquisitions. Stripe’s reputation along with developer APIs makes it a comprehensive embedded crypto solution, as they also help companies in acquiring digital assets.
| Feature | Details |
|---|---|
| Founded | 2010 (crypto services reintroduced 2022) |
| Core Service | Crypto payments & stablecoin payouts |
| Supported Regions | 40+ countries |
| Payment Methods | Cards, Apple Pay, Local Methods |
| Cryptos Supported | Stablecoins (USDC) + integrations |
| Key Strength | Enterprise-grade APIs, compliance, scalability |
| Ideal For | Web3 apps, NFT marketplaces, large businesses |
7. Coinbase Pay
Coinbase Pay facilitates the purchase of crypto with cards, bank transfers, and PayPal (in certain geographic locations) directly from Coinbase accounts, and funds connected to numerous wallets, dApps, and Web 3 platforms.
Available to over 100 countries, and supporting numerous fiat currencies and over 200 crypto currencies, its users can purchase crypto from Coinbase accounts directly. Businesses are enabled to add crypto purchasing features with tools such as APIs and SDKs, and no burdensome technical efforts are needed for its deployment.
Coinbase Pay supports its customers with compliance, security, and sponsorships from sponsors such as global exchanges. Its users spread through Web3 applications, wallets, and NFT marketplaces.
| Feature | Details |
|---|---|
| Founded | 2022 (Coinbase subsidiary service) |
| Core Service | Crypto funding tool for apps/wallets |
| Supported Regions | 100+ countries |
| Payment Methods | Cards, Bank Transfers, PayPal (select regions) |
| Cryptos Supported | 200+ |
| Key Strength | Backed by Coinbase exchange ecosystem |
| Ideal For | dApps, wallets, NFT platforms |
8. Banxa
Banxa is a payment company that provides Borderless payment platforms bridging fiat and crypto with compliance-first infrastructure. Founded and headquartered in Australia in 2014, Banxa operates in more than 100 countries and has regulatory licenses in several regions.
Banxa facilitates fiat-to-crypto and crypto-to-fiat conversion using debit and credit cards, bank transfers, and local payment methods. Banxa is integrated with several exchanges, wallets, and NFT platforms, providing protection against fraud, as well as automated KYC and AML solutions.
Companies that use Banxa’s APIs to embed crypto transactions into their applications benefit from local compliance. Many businesses expanding into embedded crypto internationally choose Banxa for its competitive pricing and added transaction security.
| Feature | Details |
|---|---|
| Founded | 2014 |
| Core Service | Fiat-to-crypto and crypto-to-fiat gateway |
| Supported Regions | 100+ countries |
| Payment Methods | Cards, Bank Transfers, Localized Payments |
| Cryptos Supported | 80+ |
| Key Strength | Strong compliance, transparent pricing |
| Ideal For | Exchanges, wallets, NFT platforms |
9. Mercuryo
Mercuryo, since it was created in 2018, has served as a form of a payment infrastructure provider that offers wallets, APIs for B2B crypto payment facilitation, and services for fiat-crypto conversion.
Accessible in over 200 countries, it also features more than 100 crypto assets which can be purchased using credit and debit cards, bank wires, and Apple and Google Pay.
Instantly available in wallets, exchanges, and DeFi applications, Mercuryo enables real-time transaction systems and fraud protection. It has obtained an EU license and serves businesses that want
easy API integrations for crypto payment systems. Mercuryo has multi-currency accounts, easy to use APIs, protective measures, and is one of the leading platforms for integrated crypto finance, It ensures swift transaction completion and regulation compliance.
| Feature | Details |
|---|---|
| Founded | 2018 |
| Core Service | Fiat-to-crypto APIs & wallets |
| Supported Regions | 200+ countries |
| Payment Methods | Cards, Bank Transfers, Apple/Google Pay |
| Cryptos Supported | 100+ |
| Key Strength | B2B API focus, instant settlements |
| Ideal For | Wallets, exchanges, DeFi apps |
10. Seedify
Founded in 2021, Seedify is a prominent launchpad and incubator for crypto projects in the gaming, NFTs, and the metaverse. It serves as the primary business resource for projects seeking funding for token launches or Initial Game Offerings.
Seedify is not a payment processor, but it enables embedded crypto finance. It provides a significant infrastructure for Web3 investors and early-stage projects through staking, yield farming, and project incubation.
Focusing on blockchain gaming with a vast network of supportive investors, Seedify enables businesses and developers to easily access community engagement, funding, and marketing. It is crucial for embedding investment access within the Web3 network.
| Feature | Details |
|---|---|
| Founded | 2021 |
| Core Service | Blockchain gaming & NFT launchpad |
| Supported Regions | Global |
| Payment Methods | Crypto-based (token launches, staking) |
| Cryptos Supported | Project tokens via IGOs/INOs |
| Key Strength | Incubation, fundraising for Web3 projects |
| Ideal For | Blockchain gaming startups, investors |
Conclsuion
In conclusion, the best platform for embedded cryptocurrency varies by business needs. Wyre, MoonPay, Ramp, Transak, Simplex, Stripe, Coinbase Pay, Banxa, and Mercuryo provide seamless fiat currency infrastructure and in crypto transactions.
On the other hand, Seedify and TrustSwap focus on project launch, smart contract management, and project development. All these players combined provide compliance, payments, and Web3 infrastructure to distinct enterprises across the globe which makes them the best options for embedded cryptocurrency solutions.
FAQ
MoonPay and Coinbase Pay are known for seamless onboarding and easy integration.
Banxa, Simplex, and Wyre are strong in regulatory licensing and fraud prevention.
Ramp Network, Transak, and Stripe Crypto APIs offer powerful APIs and SDKs.
Yes, most leading platforms support a wide range of cryptocurrencies, including Bitcoin, Ethereum, and popular stablecoins, giving your users flexibility in payments.
Most modern embedded crypto platforms provide APIs and SDKs, making integration straightforward for developers with minimal technical expertise.